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Types of Financial Aid

 

GRANTS

FEDERAL PELL GRANT:  This need-based grant is available during summer, fall, winter and spring to eligible students. The Pell Grant is prorated for less than full-time enrollment levels.  A Pell Grant can be received for all 4 terms of attendance at Clatsop. See Summer Term Students.

Pell Grant Lifetime Limits-Students are now limited to the equivalent of six years (600%) of Pell Grant funding during their lifetime.  This change affects all student regardless of when or where they received their first Pell Grant.  Refer to the Department of Education's Calculating Pell Grant Lifetime Eligibility Used web page for more information on how the equivalent of six years is calculated.

Students can log on to the National Student Loan Data System (NSLDS) Student Access web site to view their Lifetime Eligibility Used (LEU) percentage.  The LEU will be found on the Financial Aid Review page.  Colleges will also receive notification which may cause adjustments to any existing awards if a student is determined to be close to or have exhausted Pell Grant lifetime eligibility.

OREGON OPPORTUNITY GRANT:  This program is administered by the Office of Student Access and Completion.  It is a need-based program and is available to eligible Oregon residents who are enrolled at least half time during fall, winter and spring terms. Click here for more information.

OREGON PROMISE: The Oregon Promise is a state funded grant program to help pay the cost of a community college education. For more information please go to:

Office of Student Access and Completion, Oregon Promise

FEDERAL SUPPLEMENTAL OPPORTUNITY GRANT (SEOG):  This is a need-based program and is available to CCC students enrolled at least half-time.  SEOG is awarded on a first come basis to students who demonstrate exceptional financial need.

STUDENT LOANS

Federal Direct Stafford Loan (subsidized):  This is a need-based program. For 2017-18 it has a 4.45 % interest rate.  Repayment on this loan begins 6 months after a student either graduates, stops attending or drops below half time enrollment.  The interest is subsidized by the federal government while a student is enrolled at least half time and until repayment begins.  If a student is offered a subsidized loan, additional steps are required before it is disbursed.  The student must be enrolled at least half time in order to qualify.  The award amount varies based on a student's eligibility.

Federal Direct Stafford Loan (unsubsidized):  This is NOT a need-based program.  For 2017-18 it has a 4.45% interest rate. The interest on an unsubsidized loan is NOT subsidized by the federal government.  Interest accrues on this loan while the student is in school. If a student is offered an unsubsidized loan, additional steps are required before it is disbursed.  The student must be enrolled at least half time in order to qualify.  The award amount varies based on a student's eligibility.

WORK STUDY

FEDERAL WORK STUDY (FWS):  This is a need-based program and is available fall, winter and spring terms.  Employment opportunities are available on and off campus.  The student must be enrolled at least half time and may begin working only after FWS has been offered through an Award Letter and accepted by the student by completing the necessary paperwork on our Federal Work Study page.  Students must apply early, demonstrate need, and request the offer of work study on the Financial Aid Information Request (FAIR) sent to them after their FAFSA is received.  Additional steps are required to accept FWS if offered on an Award Letter.

SCHOLARSHIPS

Are monies that do not have to be paid back. Most scholarships are accessed through an application. The 2017-18 CCC Scholarship Competition was held in the spring of 2017. Additional scholarships are available during the academic year on a limited basis. Please check the CCC web site and stop by the Financial Aid Office for more information. 

 

 

 

 

 

 

 

 

 

 

Last Updated: 
May 31, 2017, 4:28 pm
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